| What These Policies Can Cover:
Data Breach, Privacy Breach and Cyber Liability
[+] Data Breach
[+] Cyber Breach
[+] Hacking Breach
[+] Privacy Breach
[+] Privacy Liability
[+] Privacy Regulatory Claims
[+] Security Breach Response
[+] Security Liability
[+] Multimedia Liability
[+] Cyber Extortion
[+] Business Income & Digital Asset Restoration
[+] PCI-DSS Assessment
[+] TCPA Suits (Telephone Consumer Protection Act)
[+] 2016: The percentage of industries affected by data breaches according to Identity Theft Resource Center (ITRC) and CyberScout in 2016 were...
2015: There were 1,860 data breaches reported in the first 6 months of 2015
43% of businesses under 250 employees experienced a data breach in 2014.
60% of small businesses breached are out of business within 6 months.
"What is Cyber Liability" a FREE e-book
Who We Are:
Orange Insurance is a full service agency and brokerage that will work with you to
cyber liability insurance.
We specialize in smaller companies - those that may want (or require) a more personal touch. New ventures, start-ups and existing companies alike will find our services invaluable...
We understand that there are many small businesses and start-ups out there that know what THEY do well, but don't have any idea why they might need insurance or what it is for...
Whatever you need, we can handle it. Working with over 200 of the industry's leading carriers, we quote your business insurance comparing all of the different coverage options and finding something that will fit within your budget.
Working with Orange Insurance enables us to assess your entire company risk profile, making sure that you are covered from all sides.
Below is a quick overview on what small business cyber insurance could be used for...
Cyber and data breach policies cover a business' liability for a data breach in which the firm's customers' personal information, such as Social Security or credit card numbers, is exposed or stolen by a hacker or other criminal who has gained access to the firm's electronic network. The policies cover a variety of expenses associated with data breaches, including: notification costs, credit monitoring, costs to defend claims by state regulators, fines and penalties, and loss resulting from identity theft. (c/o IRMI)
Privacy Liability insurance goes beyond providing liability protection for the Insured
against the unauthorized release of Personally Identifiable Information (PII), Protected Health Information
(PHI), and corporate confidential information like most popular “Data Breach” policies. Rather, our policy
provides true “Privacy” protection in that the definition of Privacy Breach includes violations of any rights to
privacy (e.g., person’s right of publicity or disclosure of private information). Because information lost in every
data breach may not fit State or Federal-specific definitions of PII or PHI, our policy helps to fill these
potentially costly gaps. This is a key provision that truly sets the BCS Cyber and Privacy Liability Policy apart
from others. (c/o RPS/BCS)